Mississippi Surplus
Start with how the home is used
The right questions change when a property is a primary home, a rental, a condo or a home under renovation.
010203040506
A home you live in
Start with occupancy, reconstruction cost and your particular underwriting concern.
A rental property
Match the policy to who lives there, lease terms and your liability exposure.
A second home or short-term rental
Disclose seasonal use, paying guests and periods without occupants.
A vacant home or renovation
Ask how work, access, vacancy and the planned completion date affect coverage.
A condo unit
Coordinate the association policy, unit responsibilities and loss assessment coverage.
A manufactured or mobile home
Bring construction, installation, anchoring and roof details to the conversation.