Website Terms

Last updated: October 30, 2026

These Website Terms explain the use of MississippiSurplus.com, operated by Your Insure Cure. The website provides information and a way to request an insurance review for Mississippi properties. Mississippi license no. 10059302.

Information and insurance services

The guides provide general educational information. They do not replace a review of your circumstances, an insurer's underwriting decision, an issued insurance contract or applicable law. Laws, market availability, program rules and policy terms can change. Examples are illustrative and do not establish how a particular claim will be decided.

Mississippi Surplus is a website brand, not an insurance company, government program or regulator. References to an insurer, residual market plan, regulator or other organization do not imply an affiliation, appointment or endorsement.

Quote requests and coverage

A website inquiry, form submission, email or quote request does not bind, change, cancel or renew insurance. A quote may be subject to additional information, underwriting, inspection, payment and other requirements. Coverage begins only when an authorized party confirms that it has been bound, with an agreed effective date and applicable terms.

Keep existing coverage in place until replacement coverage is confirmed. Tell the insurance professional handling your request about any nonrenewal, cancellation, closing date, lender requirement or other deadline. This website does not promise a particular response time or that a deadline can be met.

Market review and surplus lines

We first review standard-market options available through our agency. If those options do not fit your home, we may consider surplus-lines coverage, subject to underwriting.

Availability, eligibility, premiums, deductibles, exclusions and other terms depend on the property, the insurer and the proposed policy. There is no guarantee that coverage will be available or that one market will cost less than another. An admitted policy, a surplus-lines policy and coverage through a Mississippi residual market plan are different products.

Insurance placed through Mississippi's surplus-lines market is not protected by the Mississippi Insurance Guaranty Association. Required surplus-lines notices and policy disclosures must be provided as part of the placement process. Review the insurer, coverage forms, total charges and disclosures before deciding whether to purchase.

Information you provide

Provide accurate and complete information to the best of your knowledge, and promptly correct an error or change. Submit another person's information only with appropriate authority. The form is an inquiry tool; an insurer or placement partner may require a separate application, signature, authorization or supporting documentation.

Do not provide passwords, payment-card details, Social Security numbers or sensitive medical information in general inquiry fields or ordinary email. Our Privacy Policy explains information handling and how to contact us with a privacy request.

Existing policies, claims and urgent matters

Report claims and time-sensitive policy issues using the instructions and contacts on your policy or the insurer's official service channels. This website's general inbox and quote form are not substitutes for an insurer's claims-reporting or cancellation procedures. If a request is urgent or you are unsure it was received, contact the appropriate insurance professional directly.

Third-party forms, links and availability

JotForm provides the quote form. Other linked websites and services are operated by their respective providers and may have separate terms and privacy policies. The website and third-party services can experience interruptions or errors. If a form fails or you do not receive an expected response, call 888-869-0008 or use Contact for help.

Permitted use and website content

You may use the site for lawful personal research and insurance inquiries, share links and exercise any rights permitted by law. Do not submit fraudulent requests, impersonate another person, transmit malicious code, interfere with the website, or attempt to access another person's information. The content may not be represented as your own or used to suggest an endorsement that does not exist.

Home images are AI-created illustrations of fictional properties. They are not photographs of customers or evidence of completed insurance placements. Hypothetical examples are not testimonials or promises of results.

Your rights and controlling documents

These website terms do not change an issued insurance policy, an insurer's obligations, applicable producer duties or rights provided by law. The policy and its endorsements govern coverage, subject to applicable law. Nothing here waives a right to contact a regulator or seek a remedy available under applicable law.

Updates, corrections and contact

Updated terms will be posted on this page with a revised date. A website update does not retroactively amend an insurance contract. If you notice an error in a guide, please send the page address and the statement that needs review.

Contact Your Insure Cure at info@mississippisurplus.com or 888-869-0008. Mississippi license no. 10059302.